Payment Automation Network, Inc.

Checks by Phone

Increase Sales and Profits by taking checks over the telephone.

Taking checks over the phone is one of the easiest ways you will ever find to increase sales and profits.

  • Expands your market instantly
  • Reduced in-house paperwork
  • Increased return on advertising
  • Solid customer loyalty
  • A payment option that costs less than accepting credit cards
  • Collection of past due accounts over the phone
  • The ability to ship products faster - no more COD hassles
  • No monthly fees or minimums
  • Take immediate payment for goods and services

If You Are Not Taking Checks Over The Phone, You Are Missing Sales.

Even in today's high-tech, e-commerce driven economy, paper checks are still a major method of payment for many consumers. With Checks by Phone, business owners can now accept checks from every American consumer with a checking account, any time, right over the phone. Sales and profits will increase as soon as this valuable service becomes available to customers.

Are Credit Card Fees Eating Away at your Profits?

Accepting a customer's check over the phone or fax can be as easy as accepting a credit card, but you don't pay big fees like you do with credit cards.  You also increase your professional image by adding more options for your customers.

How Does "Checks By Phone" Work?

The steps are simple. Ask the customer for their bank routing and account numbers, which are printed at the bottom of every check and their check number. The next step is to forward the information to our office via fax or a scheduled pickup time. We will then use our proprietary software package that allows us to actually print checks for your customers. Once printed these checks are then delivered to the business for immediate deposit. Depending on the volume of checks, Payment Automation Network, Inc. may even be able to make deposits for the business.

View a Sample of an Actual Check Created by our Service

Sample Bank Draft

Our Checks by Phone or by FAX is not an ACH or EFT system. It does not transfer funds electronically. Our system is actually faster, less expensive and much more full-featured than an electronic funds transfer system.

Our Checks By Phone system produces what is known in the banking industry as a one-time paper draft, demand draft, or sight draft. Once printed, an authorized demand draft holds the same legal status as any other check you may receive by mail or in person.

One of the most common questions we receive is "What about the customer's signature?" The Federal Trade Commission and Banking Laws that cover Demand Drafts allow such checks to be created without a signature as long as you have the verbal or written or online consent of the checking account holder.

Don't hold up a big sale because you are waiting for the customer check to come in

With our Checks By Phone service, you can get paid today!

How Much Does It Cost?

Print our PDF Brochure

Print our PDF brochure for more information

Our pricing depends on the volume of checks to be processed. A small service fee per transaction is typical. The good news is there are no minimums or maximums to worry about. Contact a representative to go over pricing details for your business.